Joel Mermelstein

Love is in the air, but so is responsibility! 💕

This Valentine’s season, let’s talk about real commitment—the kind that protects your future. Whether you’re safeguarding your loved ones with life insurance, securing your financial future, or making sure your assets are covered (yes, even that expensive Valentine’s Day gift), we’ve got your back!

Because nothing says “I love you” like a solid insurance policy—well, that and remembering your anniversary. So, while Cupid’s busy with arrows, let us handle the safety net. Let’s plan smart, protect wisely, and make sure you and your loved ones are covered for life’s unexpected moments. Protection isn’t just romantic, it’s essential! ❤️

We help people manage the risks of everyday life by offering Auto, Fire, Life, Pet and Health Insurance in NY, NJ and PA. Protect your home and personal property with a personalized plan that is designed and works for you.

Our goal is to provide remarkable service for all, existing and potential customers alike, be adaptable and communicate the way you prefer, be your go-to resource for all your insurance needs and financial services! By offering a vast product selection combined with a memorable experience, we will be your partner and the one to rely on at the time of need.

Growing up in a multicultural environment I learned the value we all bring to each other and how our uniqueness makes us stronger together. I'm passionate about helping others and making a positive impact in other people's lives.

Having experienced the hardship of not having proper coverage and witnessing the devastation of people close to me by not having protection, I’m passionate about educating my customers about simple steps they can take to reach their dreams and protect what they have worked hard to achieve.

My team and I are dedicated, engaged, transparent and relate to your personal needs. We have the knowledge to bring awareness of simple steps you can take to reach your dreams while we focus on protecting your assets.

We understand and recognize the positive significance we can make in our community and are committed to do so by consistently giving back, support local businesses and be part of the community’s success.

Call us for a free quote on your personal and commercial insurance needs! We offer 24/7 customer service and are passionate about helping small business get set up right the first time!

Schedule time with us to discuss your retirement options and your path to long term financial success. Ask about our competitive banking products and loan options, we got you covered!